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Actual Budget Hosting

Managed Actual Budget, ready in under a minute.

Actual Budget is a personal finance app built around envelope budgeting. Assign the money you already have to spending and savings categories, then adjust your plan as life changes. A tracking budget is also available if you prefer to plan around expected income and expenses.

Your budget stays available on your device when you are offline and syncs across devices when you reconnect. Import a budget from YNAB or transactions from bank files, reduce repetitive work with rules and scheduled entries, and explore your finances with built-in and custom reports. Optional end-to-end encryption protects your budget data before it leaves your device.

It is an open source alternative to YNAB and Monarch Money.

Run Actual Budget Project Website
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Actual Budget in action

Review and categorize your transactions in one fast app, then use reports to follow your net worth and cash flow over time.

Actual Budget account register listing dated transactions with payees, notes, categories and amounts
Review and categorize every transaction in one fast register.
Actual Budget reports dashboard with income and expense totals, a net worth chart and a cash flow chart
Follow your net worth and cash flow on a reports dashboard you can customize.

What you can do with Actual Budget

Envelope budgeting

Assign the money you already have to spending and savings categories, and move it when plans change. A tracking budget lets you plan expected income and expenses instead.

Transaction rules

Clean up payees, categorize transactions and add notes with editable rules. Actual also learns payee and category rules from your edits.

Scheduled transactions

Plan recurring bills, income and one-off expenses. Choose whether scheduled entries are added to your account register automatically or need your approval.

Useful reports

Net worth and cash flow reports are there from day one. A custom report engine lets you build your own views.

What users say about Actual Budget

Summarized from public community discussions about Actual Budget, not about PikaPods.

Switching from YNAB

Former YNAB users report that Actual meets their budgeting needs, including people who used YNAB for years. One switcher prefers the simpler budgeting interface while finding mobile transaction entry clunkier (long-time user’s migration, Reddit switching experience).

Control and offline access

Community users value local access to their financial data and the ability to keep using a budget offline, then sync later. One describes using off-budget accounts for occasional investment balance updates (data-control discussion, offline-use discussion).

Phone use varies

Some users find the installed web app works well for them, while others find entering transactions on the go clunkier than in YNAB (web app experience, transaction-entry experience).

Benefits of hosting Actual Budget with PikaPods

Predictable and affordable pricing
No subscription, hourly billing, from $2.00/month.
Well-tested auto updates
Every update is tested before it reaches your pod.
Your data stays private
We only sell hosting. No ads, no profiling.
Secure by design
Isolated containers, encrypted connections, built-in firewall.
No vendor lock-in
Download your data anytime via SFTP.
EU and US locations
Choose the region your pod runs in.
SSL and your own domain
Free SSL, on our address or your own domain.
Your own backups
Nightly encrypted backups to your own S3 storage.

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Frequently asked questions

Setting up Actual Budget

About Actual Budget and PikaPods

Ready to deploy Actual Budget?

Start free with $5 welcome credit. Your pod is ready in under a minute.

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